New LCD television how reliable

"john hamilton" wrote in message
...
I'm just about to buy a Sony television for about £500 from ebuyer. A
friend says that LCD televisions are now very reliable. So is it really
worth paying extra for a five year guarantee?



you could always see what the john lewis price is - you get 5 years as
standard with them



--
Gareth.

that fly...... is your magic wand....
http://dsbdsb.mybrute.com
you fight better when you have a bear!

Invisible Man wrote:
On 30/07/2010 16:35, Norman Wells wrote:
Invisible Man wrote:

Have you ever claimed on your house insurance, I wonder? Mine's just
come up for renewal and I can't recall ever making a claim in 35
years except one in 1990 for a relatively small amount of damage
caused by a couple of ridge tiles being dislodged by high winds.

The house is unlikely to collapse or hit an aeroplane, so what's it
for exactly? What are the most common claims?

A very long time since I was involved in household business.
Theft
Burst pipes
Storm
Accidental damage - spills on carpets etc.
All risks - loss of jewellery, specs, dentures etc.
Fires caused by chip pans, smoking materials, electrics
underground pipes
accidental damage to sanitary fixtures etc.
Impact by vehicles
Flood
Malicious damage
subsidence
glass

I think I have personally had 1 claim for impact to a front wall and 2
for loss of specs

So, just one claim on house insurance and two minor ones on contents.
You've obviously made a substantial loss on premiums overall then, as I
have.

I'm thinking of not renewing mine (£300 quoted) as I think I'm relatively
low risk. You are too, so why do you pay to keep it going?

Invisible Man wrote:
On 30/07/2010 16:35, Norman Wells wrote:
Invisible Man wrote:

Have you ever claimed on your house insurance, I wonder? Mine's just
come up for renewal and I can't recall ever making a claim in 35
years except one in 1990 for a relatively small amount of damage
caused by a couple of ridge tiles being dislodged by high winds.

The house is unlikely to collapse or hit an aeroplane, so what's it
for exactly? What are the most common claims?

A very long time since I was involved in household business.
Theft
Burst pipes
Storm
Accidental damage - spills on carpets etc.
All risks - loss of jewellery, specs, dentures etc.
Fires caused by chip pans, smoking materials, electrics
underground pipes
accidental damage to sanitary fixtures etc.
Impact by vehicles
Flood
Malicious damage
subsidence
glass

I think I have personally had 1 claim for impact to a front wall and 2
for loss of specs

So, just one claim on house insurance and two minor ones on contents.
You've obviously made a substantial loss on premiums overall then, as I
have.

I'm thinking of not renewing mine (£300 quoted) as I think I'm relatively
low risk. You are too, so why do you pay to keep it going?

On 30/07/2010 17:21, Norman Wells wrote:
Invisible Man wrote:
On 30/07/2010 16:35, Norman Wells wrote:
Invisible Man wrote:

Have you ever claimed on your house insurance, I wonder? Mine's just
come up for renewal and I can't recall ever making a claim in 35
years except one in 1990 for a relatively small amount of damage
caused by a couple of ridge tiles being dislodged by high winds.

The house is unlikely to collapse or hit an aeroplane, so what's it
for exactly? What are the most common claims?

A very long time since I was involved in household business.
Theft
Burst pipes
Storm
Accidental damage - spills on carpets etc.
All risks - loss of jewellery, specs, dentures etc.
Fires caused by chip pans, smoking materials, electrics
underground pipes
accidental damage to sanitary fixtures etc.
Impact by vehicles
Flood
Malicious damage
subsidence
glass

I think I have personally had 1 claim for impact to a front wall and 2
for loss of specs

So, just one claim on house insurance and two minor ones on contents.
You've obviously made a substantial loss on premiums overall then, as I
have.

I'm thinking of not renewing mine (£300 quoted) as I think I'm
relatively low risk. You are too, so why do you pay to keep it going?

You talking buildings or contents?

I've got buildings, because should something go wrong like a house fire,
I simply can't afford a full rebuild. The chance is very low, but I'm
prepared to take a loss on the bet because the potential loss of not
taking it is catastrophic.

I'll agree contents is closer to optional, but again, take the house
fire example : there's a lot of stuff to cover. I could probably start
again, but it would be very tight for a while.

Contents also gets you third party insurance when out of your house,
which is potentially useful. My parents claimed on it for a bike crash I
caused when I was a kid.

On 30/07/2010 17:21, Norman Wells wrote:
Invisible Man wrote:
On 30/07/2010 16:35, Norman Wells wrote:
Invisible Man wrote:

Have you ever claimed on your house insurance, I wonder? Mine's just
come up for renewal and I can't recall ever making a claim in 35
years except one in 1990 for a relatively small amount of damage
caused by a couple of ridge tiles being dislodged by high winds.

The house is unlikely to collapse or hit an aeroplane, so what's it
for exactly? What are the most common claims?

A very long time since I was involved in household business.
Theft
Burst pipes
Storm
Accidental damage - spills on carpets etc.
All risks - loss of jewellery, specs, dentures etc.
Fires caused by chip pans, smoking materials, electrics
underground pipes
accidental damage to sanitary fixtures etc.
Impact by vehicles
Flood
Malicious damage
subsidence
glass

I think I have personally had 1 claim for impact to a front wall and 2
for loss of specs

So, just one claim on house insurance and two minor ones on contents.
You've obviously made a substantial loss on premiums overall then, as I
have.

I'm thinking of not renewing mine (£300 quoted) as I think I'm
relatively low risk. You are too, so why do you pay to keep it going?

You talking buildings or contents?

I've got buildings, because should something go wrong like a house fire,
I simply can't afford a full rebuild. The chance is very low, but I'm
prepared to take a loss on the bet because the potential loss of not
taking it is catastrophic.

I'll agree contents is closer to optional, but again, take the house
fire example : there's a lot of stuff to cover. I could probably start
again, but it would be very tight for a while.

Contents also gets you third party insurance when out of your house,
which is potentially useful. My parents claimed on it for a bike crash I
caused when I was a kid.

On Fri, 30 Jul 2010 17:21:55 +0100, "Norman Wells"
wrote:

Invisible Man wrote:
On 30/07/2010 16:35, Norman Wells wrote:
Invisible Man wrote:

Have you ever claimed on your house insurance, I wonder? Mine's just
come up for renewal and I can't recall ever making a claim in 35
years except one in 1990 for a relatively small amount of damage
caused by a couple of ridge tiles being dislodged by high winds.

The house is unlikely to collapse or hit an aeroplane, so what's it
for exactly? What are the most common claims?

A very long time since I was involved in household business.
Theft
Burst pipes
Storm
Accidental damage - spills on carpets etc.
All risks - loss of jewellery, specs, dentures etc.
Fires caused by chip pans, smoking materials, electrics
underground pipes
accidental damage to sanitary fixtures etc.
Impact by vehicles
Flood
Malicious damage
subsidence
glass

I think I have personally had 1 claim for impact to a front wall and 2
for loss of specs

So, just one claim on house insurance and two minor ones on contents.
You've obviously made a substantial loss on premiums overall then, as I
have.

I'm thinking of not renewing mine (£300 quoted) as I think I'm relatively
low risk. You are too, so why do you pay to keep it going?


There are low risk but costly events that are worth insuring against.
The most obvious one is fire.

--
Peter Duncanson
(in uk.tech.digital-tv)

On Fri, 30 Jul 2010 17:21:55 +0100, "Norman Wells"
wrote:

Invisible Man wrote:
On 30/07/2010 16:35, Norman Wells wrote:
Invisible Man wrote:

Have you ever claimed on your house insurance, I wonder? Mine's just
come up for renewal and I can't recall ever making a claim in 35
years except one in 1990 for a relatively small amount of damage
caused by a couple of ridge tiles being dislodged by high winds.

The house is unlikely to collapse or hit an aeroplane, so what's it
for exactly? What are the most common claims?

A very long time since I was involved in household business.
Theft
Burst pipes
Storm
Accidental damage - spills on carpets etc.
All risks - loss of jewellery, specs, dentures etc.
Fires caused by chip pans, smoking materials, electrics
underground pipes
accidental damage to sanitary fixtures etc.
Impact by vehicles
Flood
Malicious damage
subsidence
glass

I think I have personally had 1 claim for impact to a front wall and 2
for loss of specs

So, just one claim on house insurance and two minor ones on contents.
You've obviously made a substantial loss on premiums overall then, as I
have.

I'm thinking of not renewing mine (£300 quoted) as I think I'm relatively
low risk. You are too, so why do you pay to keep it going?


There are low risk but costly events that are worth insuring against.
The most obvious one is fire.

--
Peter Duncanson
(in uk.tech.digital-tv)

On 30/07/2010 16:53, r.bartlett wrote:
Who in their right mind would want to watch an LCD TV for 5 minutes let
alone 5 years- when Plasma offers a far better picture..

With the exception of maybe detail in dark scenery (think goth like
horror films) the need for Plasma, 1080P etc... is very overstated, and
needless confusion for folks just interested in something to watch
normal programmes like Coronation Street.

Some just love turning the subject into a VHS/Betamax "wrong alley"
debate, and the timid run away - confused.

And at the other end of silliness, some get recommended the the top end
Sony thing that someone else has (or wants) - and haven't got a real
clue why it's oh so complicated to use. The worst is one of these sets
never seeing a decent HD source and spending a lifetime instead showing
SD Coronation Street...

--
Adrian C

"R. Mark Clayton" wrote in message
...

"john hamilton" wrote in message
...
I'm just about to buy a Sony television for about £500 from ebuyer. A
friend says that LCD televisions are now very reliable. So is it really
worth paying extra for a five year guarantee?


Depends who it is and how much.

Some makers have longer guarantees - e.g. LG have three years on their
small ones (which are also monitors) - so not worth paying 10% for another
two years in three years' time.

Similarly if you buy from Richer Sounds, their extended warranty is only
10% or £9.99p, whichever is more and in some cases you can get the premium
back if you don't claim in some cases.


Why don't the government simply make all electrical retailers do the same
Aldi and Lidl, i.e. an automatic three year warranty (without affecting your
statutory rights)
on any electrical item sold, my daughter returned an electric rice cooker
that I had purchased (and given her) for the princely sum of £9.99, this was
almost two years after I had bought it, they didn't have one in stock so
refunded the money without batting an eyelid, I hasten to add that she
didn't return it for the paltry £9 99, it was just that she liked it so much
that she was hoping to get a replacement and was disappointed when the
refunded the money instead.
I've recently purchased a laptop computer from Aldi which has a three year
comprehensive warranty on it, Argos was selling a very similar model and
wanted £149.99 extra for a 3 year insurance contract.

"R. Mark Clayton" wrote in message
...

"john hamilton" wrote in message
...
I'm just about to buy a Sony television for about £500 from ebuyer. A
friend says that LCD televisions are now very reliable. So is it really
worth paying extra for a five year guarantee?


Depends who it is and how much.

Some makers have longer guarantees - e.g. LG have three years on their
small ones (which are also monitors) - so not worth paying 10% for another
two years in three years' time.

Similarly if you buy from Richer Sounds, their extended warranty is only
10% or £9.99p, whichever is more and in some cases you can get the premium
back if you don't claim in some cases.


Why don't the government simply make all electrical retailers do the same
Aldi and Lidl, i.e. an automatic three year warranty (without affecting your
statutory rights)
on any electrical item sold, my daughter returned an electric rice cooker
that I had purchased (and given her) for the princely sum of £9.99, this was
almost two years after I had bought it, they didn't have one in stock so
refunded the money without batting an eyelid, I hasten to add that she
didn't return it for the paltry £9 99, it was just that she liked it so much
that she was hoping to get a replacement and was disappointed when the
refunded the money instead.
I've recently purchased a laptop computer from Aldi which has a three year
comprehensive warranty on it, Argos was selling a very similar model and
wanted £149.99 extra for a 3 year insurance contract.