Extended Warranty Worth It?

Bob Schoenleber wrote in message ...
N wrote:



* If you buy a TV via credit card, your credit-card company may
automatically extend the warranty. For example, I bought a watch with
a 6-year warranty from the maker. However, because I bought via
credit card, my credit-card company will automatically double the
original warranty, so now I have a 12-year warranty.

If you're considering buying via credit card, contact your credit
card company(or companies, if you have several cards) and ask if
they'll automatically double the warranty for anything you buy. I
think many credit-card companies provide features like this, but many
consumers aren't aware of this.

"N", Sure would like to know which card doubles a six year warranty?
Re-read your credit card
contract as most, if not all, only double up to one year. (6 month = 1
year, 1 year = 2 years).

It's been a long time since I looked at that stuff, so you could be
right in my case.

Anyway, my point is that when buying with credit cards, one of the
possible benefits is that the warranty may automatically be extended.
Another advantage is that if you have problems with a purchase, the
credit card company may be able to step in and provide some help.

Any "extended" warranty is just an insurance policy by another name.
So if you can get a similar insurance policy for free just by buying
with a credit card, it's worthwhile.

However, overall I dislike using credit cards. Don't like being in
debt, even temporariliy. But credit cards can provide some advantages.

At least that's the case with my VISA, MC and American Express cards.

Well, I hope mine does double the warranty, but I've never had to take
advantage of that feature. Most gear these days seems to either fail
fairly soon, or last a long time.

Lucas Tam wrote in message ...
"Jeremy Gillow" wrote in
:

The 4 year extended warranty from Best Buy has in-home service for
televisions 27" and larger, so you don't have to "lug" anything. DLP
does have more moving parts than LCD because of the color wheel, and
the DMD has greater potential for problems than an LCD matrix. Best
Buy also covers your first bulb replacement, which can run more than
$300 depending on where you purchase the lamp, and a service tech will
install it.

Whenever you're buying a extended warranties you're playing an odds game
- the odds are always in the stores favour, otherwise why would they
offer such warranties?

Agree, and I'll add that an extended warranty is basically an
insurance policy. The insurance company bets that many people will buy
policies, but not much gear will fail, so the insurance company won't
have to pay off. The consumer who buys the extended warranty is
seriously considering that the gear might fail.

(snip)

"Jeremy Gillow" wrote in message
. ..
The 4 year extended warranty from Best Buy has in-home service for
televisions 27" and larger, so you don't have to "lug" anything. DLP does
have more moving parts than LCD because of the color wheel, and the DMD
has
greater potential for problems than an LCD matrix. Best Buy also covers
your first bulb replacement, which can run more than $300 depending on
where
you purchase the lamp, and a service tech will install it.

Majority of customers at our store purchase the PSP (aka service plan) on
DLP/LCD/D-ILA RPTVs since it covers the bulb, but most people don't buy
one
for CRT RPTVs since the guns generally don't wear out, and the PSP doesn't
cover screen burn-in. Manufacturer's warranties by default do not give
you
surge coverage either, but if you have a decent joule rating and equipment
$
guarantee that usually isn't a problem. Lemon protection is also covered,
but I haven't heard of many RPTVs that have to be repaired more than 3
times. If you don't get a PSP I would at least pick up a cheap UPS to
connect your television through. If you have a power outage while the TV
is
on, the fan doesn't have a chance to properly cool the bulb down which can
greatly shorten its life.

I'm not familiar with Circuit City's coverage but they should have
brochures
in store.

Jeremy

Any "extended " warranty is a waste of money, if anything is going to fail
its usually during the warranty period. But good for you guys I,m sure your
making a ton of money off of your customers insecurities. Most of them never
ask that if the products so good why do I need an extended warranty?
Its also amazing how these "warranties" never cover any REAL problems, like
screen burn in on a rear projection tv
"Lucas Tam" wrote in message
.. .
"Roger Wright" wrote in
:

If I make the purchase from one of the local chains, i.e. Best Buy or
Circuit City, should I consider an extended warranty? I never do
these for other purchases but when spending ~3g's for a set I'm
wondering if it may be worth the extra 15% for the warranty.

No, extended warranty is not worth it.

Usually large TVs have in home warranty repair for the first 1 or 2
years -
so it defeats the purpose of an extended warranty (who really wants to
lug
such a big TV back to the store???)

Also, your credit card may have double warranty coverage...

--
Lucas Tam )
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