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Steve Urbach wrote:
On Tue, 15 Jul 2008 00:59:42 -0500, Jer wrote:

USE only a Credit Card, Not a DEBIT/Check CARD. Your legal protections on a
pure credit cards are different than those that take the money directly from
your account.
No longer entirely true...

My debit card provides the same protection as most any credit card. The
difference is my local bank provides the coverage instead. But I only
use it for ATM cash withdrawals.
And they can change those terms at any time.

To change the law, they must pay off the politicians G.


I asked my bank for (and got) a ATM only card, No Visa or Mastercard logo.
It is a PIN only debit. The card must be present (and swiped) and I key in the
digits.
There is scam locally here where someone puts a bit of hardware in the
card reader that stores the info, they collect it and steal whatever
they can. Some gas stations (Wawa stores) have been found to have been
compromised..
Eric

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On Tue, 15 Jul 2008 10:25:44 -0400, Eric wrote:


I asked my bank for (and got) a ATM only card, No Visa or Mastercard logo.
It is a PIN only debit. The card must be present (and swiped) and I key in the
digits.
There is scam locally here where someone puts a bit of hardware in the
card reader that stores the info, they collect it and steal whatever
they can. Some gas stations (Wawa stores) have been found to have been
compromised..
Eric
Here it has been a few Arco self serv pay stations. Close examination of the
keypad will reveal the extra overlay.
The local Lunardis supermarket had a PIN PAD compromised.
What makes this doubly odd is the Pin Pad encrypts your PIN number and passes
the encrypted info through the cash register. What got me was the register and
the bank were still happy with the data. I have installed these devices and
the slightest irregularity makes them fail :/
The Gas station could have been done after hours, but the supermarket had to
be an "inside job" by a very savvy person.

HDMI Cables
 

Steve Urbach wrote:
On Tue, 15 Jul 2008 10:25:44 -0400, Eric wrote:

I asked my bank for (and got) a ATM only card, No Visa or Mastercard logo.
It is a PIN only debit. The card must be present (and swiped) and I key in the
digits.
There is scam locally here where someone puts a bit of hardware in the
card reader that stores the info, they collect it and steal whatever
they can. Some gas stations (Wawa stores) have been found to have been
compromised..
Eric
Here it has been a few Arco self serv pay stations. Close examination of the
keypad will reveal the extra overlay.
The local Lunardis supermarket had a PIN PAD compromised.
What makes this doubly odd is the Pin Pad encrypts your PIN number and passes
the encrypted info through the cash register. What got me was the register and
the bank were still happy with the data. I have installed these devices and
the slightest irregularity makes them fail :/
The Gas station could have been done after hours, but the supermarket had to
be an "inside job" by a very savvy person.
That's what I can't figure, the Wawa's are 24/7. Guess the Wawa folks
are not very attentive.

Eric

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On Tue, 15 Jul 2008 00:59:42 -0500, Jer wrote:

No longer entirely true...

My debit card provides the same protection as most any credit card. The
difference is my local bank provides the coverage instead. But I only
use it for ATM cash withdrawals.

But why carry an extra card? I use a credit card for that (writing
the withdrawal in my check-book exactly the same way).

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I am completely ignorant of HDMI. Why would anyone need HDMI cables?

alkem

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Howard Brazee wrote:
On Tue, 15 Jul 2008 00:59:42 -0500, Jer wrote:

No longer entirely true...

My debit card provides the same protection as most any credit card. The
difference is my local bank provides the coverage instead. But I only
use it for ATM cash withdrawals.

But why carry an extra card? I use a credit card for that (writing
the withdrawal in my check-book exactly the same way).


I apologize if I led someone to believe I have more than one card, I
don't, I just have the one debit card. Cash is my trusted friend, and
theirs.

--
jer
email reply - I am not a 'ten'

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Steve Urbach wrote:
On Tue, 15 Jul 2008 00:59:42 -0500, Jer wrote:

USE only a Credit Card, Not a DEBIT/Check CARD. Your legal protections on a
pure credit cards are different than those that take the money directly from
your account.
No longer entirely true...

My debit card provides the same protection as most any credit card. The
difference is my local bank provides the coverage instead. But I only
use it for ATM cash withdrawals.
And they can change those terms at any time.

To change the law, they must pay off the politicians G.

Maybe, but this debit card draws from a checking account at my credit
union, which is a chartered federal bank. They're welcome to try.



I asked my bank for (and got) a ATM only card, No Visa or Mastercard logo.
It is a PIN only debit. The card must be present (and swiped) and I key in the
digits.

My one debit card has the Visa logo, but it won't work as a credit card
because that's a free feature I choose not to have - like yours, pin
transactions only.

--
jer
email reply - I am not a 'ten'

HDMI Cables
 

Steve Urbach wrote:
On Tue, 15 Jul 2008 10:25:44 -0400, Eric wrote:

I asked my bank for (and got) a ATM only card, No Visa or Mastercard logo.
It is a PIN only debit. The card must be present (and swiped) and I key in the
digits.
There is scam locally here where someone puts a bit of hardware in the
card reader that stores the info, they collect it and steal whatever
they can. Some gas stations (Wawa stores) have been found to have been
compromised..
Eric
Here it has been a few Arco self serv pay stations. Close examination of the
keypad will reveal the extra overlay.
The local Lunardis supermarket had a PIN PAD compromised.
What makes this doubly odd is the Pin Pad encrypts your PIN number and passes
the encrypted info through the cash register. What got me was the register and
the bank were still happy with the data. I have installed these devices and
the slightest irregularity makes them fail :/
The Gas station could have been done after hours, but the supermarket had to
be an "inside job" by a very savvy person.


Rigged ATM terminals and hand readers have been around for a while now.
I recommend covering the key pad with one hand while the other keys in
the pin to shield from security cameras that are often nearby - if
someone has access to the video record and point-of-sale record, you're
screwed. And, cash is your friend. A few merchants subtract their
merchant fee from my cash receipted purchase, typically 4%. They enjoy
my return patronage.

--
jer
email reply - I am not a 'ten'

HDMI Cables
 

On Wed, 16 Jul 2008 18:54:53 -0500, Jer wrote:

My debit card provides the same protection as most any credit card. The
difference is my local bank provides the coverage instead. But I only
use it for ATM cash withdrawals.

But why carry an extra card? I use a credit card for that (writing
the withdrawal in my check-book exactly the same way).


I apologize if I led someone to believe I have more than one card, I
don't, I just have the one debit card. Cash is my trusted friend, and
theirs.

I don't usually carry cash. It's not guaranteed in case I loose it.
The only advantage debit cards have over credit cards is with the
population that treat them differently (not putting the amounts in the
check book, etc.). I'm not in that population, so I like having my
money earning interest, and my purchases earning me points (which I
use to get discounted gasoline).

HDMI Cables
 

wrote in message
...
I am completely ignorant of HDMI. Why would anyone need HDMI cables?

alkem


To hook up two products that have HDMI connectors. Recently manufactured TVs
and various tuners and DVD players use this kind of cable - - it delivers
both picture and sound in digital form. You get the best programming your
equipment can possibly produce using this kind of hookup.